What Is a Streamline Refinance?
Mortgage Q&A: “What is a streamline refinance?” While qualifying for a mortgage refinance is generally a lot harder than it has been in the past… Read More »What Is a Streamline Refinance?
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
How to Get a Wholesale Mortgage Rate
Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates tend to be considerably cheaper than their retail counterparts, though it’s never a… Read More »How to Get a Wholesale Mortgage Rate
How to Move Out of Your Parents House
There’s nothing inherently wrong with living with your parents, other than EVERYTHING! So let’s talk about how to GET OUT! To be clear, I’m going… Read More »How to Move Out of Your Parents House
Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance
What I’ve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to refinance their mortgage. For example,… Read More »Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance
Why Joe Biden and Kamala Harris Haven’t Paid Off Their Mortgages
You’d think presumably wealthy politicians like Joe Biden and Kamala Harris would own their homes free and clear. But that’s not the case, per their… Read More »Why Joe Biden and Kamala Harris Haven’t Paid Off Their Mortgages
If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders
A lot of homeowners are looking to refinance their mortgages at the moment. That’s abundantly clear based on the record volume of refis expected this… Read More »If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders
An Alternative to Paying Mortgage Points: Just Be a Little ‘Extra’
If and when you take out a mortgage, you’ll be faced with an important choice. To pay or not pay mortgage points. In short, those… Read More »An Alternative to Paying Mortgage Points: Just Be a Little ‘Extra’
Watch Out for Low Mortgage Rates You Have to Pay For
Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor surrounding mortgage rates, some lenders… Read More »Watch Out for Low Mortgage Rates You Have to Pay For
When to Refinance a Home Mortgage: Now, Later, or Never?
Mortgage Q&A: “When to refinance a home mortgage.” With mortgage rates at or near record lows, you may be wondering if now is a good… Read More »When to Refinance a Home Mortgage: Now, Later, or Never?
Intelliloan Mortgage Review: They’ll Meet or Beat Any Competitor’s Offer and Refinance Your Loan for Free
If you live in California, you may have seen or heard commercials for Intelliloan, a mortgage company that boldly advertises its mortgage rates every chance… Read More »Intelliloan Mortgage Review: They’ll Meet or Beat Any Competitor’s Offer and Refinance Your Loan for Free