18 Reasons to Refinance Your Mortgage
There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured I’d compile a list of… Read More »18 Reasons to Refinance Your Mortgage
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Look for a Mortgage Before You Search for a Home
While it might look and sound counterintuitive at first glance, it could actually make perfect sense. Instead of assuming that home loan financing is just… Read More »Look for a Mortgage Before You Search for a Home
Why Does Everyone Want Us to Pay Down Our Mortgages?
You may have come across one of those articles lately that talks about how a couple paid off their mortgage in five years. Or some… Read More »Why Does Everyone Want Us to Pay Down Our Mortgages?
Why Do Mortgage Companies Want You to Refinance So Badly?
If you already have a mortgage, there’s a good chance you receive junk mail on a regular basis urging you to refinance. You may receive… Read More »Why Do Mortgage Companies Want You to Refinance So Badly?
Do I Qualify for a Mortgage?
Sometimes I tend to skip past the seemingly basic mortgage questions, assuming everyone already knows the simple stuff. Unfortunately, that’s not the case, and what… Read More »Do I Qualify for a Mortgage?
Should You Buy a New Home or an Old Home? There Are Pros and Cons to Both
New Home vs. Old Home It’s time for another match-up, this time we’ll compare buying a new home versus purchasing an old one. For the… Read More »Should You Buy a New Home or an Old Home? There Are Pros and Cons to Both
Legacy Home Loans Review: The Nation’s Largest Black-Owned Mortgage Company
Today we’ll take a look at “Legacy Home Loans,” a mortgage lender whose purpose is to increase homeownership rates for African American communities across America.… Read More »Legacy Home Loans Review: The Nation’s Largest Black-Owned Mortgage Company
Does a Refinance Require an Appraisal?
Mortgage Q&A: “Does a refinance require an appraisal?” A reader recently asked if they needed an appraisal to refinance their existing mortgage, knowing they can… Read More »Does a Refinance Require an Appraisal?
What Is a Streamline Refinance?
Mortgage Q&A: “What is a streamline refinance?” While qualifying for a mortgage refinance is generally a lot harder than it has been in the past… Read More »What Is a Streamline Refinance?
How to Get a Wholesale Mortgage Rate
Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates tend to be considerably cheaper than their retail counterparts, though it’s never a… Read More »How to Get a Wholesale Mortgage Rate