Should I Use an iBuyer to Sell My Home?
If you’re thinking about selling your home, you’ve got a lot of options. It’s not 2012 anymore, when you simply enlisted the services of a… Read More »Should I Use an iBuyer to Sell My Home?
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
20-Year vs. 30-Year Mortgages: Is It Possible to Get an Even Lower Rate?
It’s time for a new mortgage match-up. Since paying down the mortgage early seems to be so en vogue these days, it makes sense to… Read More »20-Year vs. 30-Year Mortgages: Is It Possible to Get an Even Lower Rate?
Borrowers with Low Credit Scores Should Shop Their Mortgage More
Most people don’t bother shopping around for their mortgage, despite the tremendous potential savings involved. In fact, nearly half of consumers only bother obtaining a… Read More »Borrowers with Low Credit Scores Should Shop Their Mortgage More
Mortgages for Self-Employed Borrowers: Tips to Qualify
Over the past few years, it’s gotten a lot easier to get a mortgage as technology has evolved. Today, when a mortgage lender asks for… Read More »Mortgages for Self-Employed Borrowers: Tips to Qualify
What Is a Lender Overlay? And How to Avoid Them
Mortgage Q&A: “What is a lender overlay?” If you’ve been studying underwriting guidelines recently to determine if you’re eligible for a mortgage, it’s important to… Read More »What Is a Lender Overlay? And How to Avoid Them
You Might Get a Better Deal If You Buy a House Where Kids Live
It’s common knowledge that home buyers are interested in purchasing properties in good school districts. After all, many individuals purchase homes because they either have… Read More »You Might Get a Better Deal If You Buy a House Where Kids Live
Why a Low Down Payment Mortgage Might Be the Safer Move
If you ask most people, they’ll probably say you should save up a good chunk of money before buying a home, possibly even 20% of… Read More »Why a Low Down Payment Mortgage Might Be the Safer Move
One Quick Reason to Avoid the 30-Year Fixed
Here’s a hint – a moving van. While the 30-year fixed is the most common home loan program utilized by borrowers today, it might not… Read More »One Quick Reason to Avoid the 30-Year Fixed
Mortgage Down Payment Requirements: What’s the Minimum You Need to Put Down on a House?
If you’re in the market to buy a new home or condo, you’ve undoubtedly thought (or stressed) about the required down payment. It’s one of… Read More »Mortgage Down Payment Requirements: What’s the Minimum You Need to Put Down on a House?
How to Get a Mortgage with a Low Credit Score
Mortgage Q&A: “How to get a mortgage with a low credit score.” If you’ve got a low credit score, but are determined to buy a… Read More »How to Get a Mortgage with a Low Credit Score