Everything you’ve ever wanted to know about refinancing a mortgage, which is essentially replacing your dusty old home loan with a brand new shiny one.
If you already have a mortgage, there’s a good chance you receive junk mail on a regular basis urging you to refinance. You may receive… Read More »Why Do Mortgage Companies Want You to Refinance So Badly?
With mortgage rates at or near all-time record lows, you’ve likely pondered a refinance if you’re an existing homeowner. But you probably have a lot… Read More »The Top 15 Refinance Questions You Want Answered
Mortgage Q&A: “Does a refinance require an appraisal?” A reader recently asked if they needed an appraisal to refinance their existing mortgage, knowing they can… Read More »Does a Refinance Require an Appraisal?
Queue the panic. Mortgage rates have officially spiked and the media is all over it. Yep, the average rate on a 30-year fixed mortgage increased… Read More »Don’t Freak Out About the Recent Mortgage Rate ‘Spike’
Mortgage Q&A: “What is a streamline refinance?” While qualifying for a mortgage refinance is generally a lot harder than it has been in the past… Read More »What Is a Streamline Refinance?
What I’ve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to refinance their mortgage. For example,… Read More »Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance
A lot of homeowners are looking to refinance their mortgages at the moment. That’s abundantly clear based on the record volume of refis expected this… Read More »If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders
If and when you take out a mortgage, you’ll be faced with an important choice. To pay or not pay mortgage points. In short, those… Read More »An Alternative to Paying Mortgage Points: Just Be a Little Extra
Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor surrounding mortgage rates, some lenders… Read More »Watch Out for Low Mortgage Rates You Have to Pay For
Mortgage Q&A: “Why are refinance rates higher?” If you’ve been comparing mortgage rates lately in an effort to save some money on your home loan,… Read More »Why Are Refinance Rates Higher? It All Has to Do With Risk
