The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

TriStar Finance Review: A Price Leading Mortgage Lender?

TriStar Finance Review: A Price Leading Mortgage Lender?
April 29, 2021 No Comments »

Today we’ll review “TriStar Finance Inc.,” a so-called local mortgage lender (depending upon where you live) that says it offers an array of loan programs almost as diverse as its customer base. In other words, you should be able to ... Read More »

Don’t Swipe Your Credit Card Before You Apply for a Mortgage

Don’t Swipe Your Credit Card Before You Apply for a Mortgage
April 29, 2021 No Comments »

Large Credit Card Purchases Really Can Tank Your Credit Score While missed payments are arguably the worst offense Even racking up a lot of debt can lower your credit score significantly So it’s best to put the spending on hold ... Read More »

New Fannie/Freddie Refinance Option Drops Adverse Market Fee, Offers $500 Appraisal Credit

New Fannie/Freddie Refinance Option Drops Adverse Market Fee, Offers $500 Appraisal Credit
April 28, 2021 No Comments »

In an effort to undo some of the damage the Federal Housing Finance Agency (FHFA) basically caused itself, it’s throwing a bone to so-called low-income families to save on their mortgage. It all spurs from the adverse market fee the ... Read More »

Revolution Mortgage Review: The Future of the Mortgage Industry?

Revolution Mortgage Review: The Future of the Mortgage Industry?
April 27, 2021 No Comments »

Today we’ll check out newcomer “Revolution Mortgage,” which is looking to shake up the home loan business by creating a “collaborative and meaningful consumer lending experience.” Their ultimate goal is to become the most consumer-friendly brand in the mortgage space, ... Read More »

Best Rate USA Review: Low Rates and Perfect Loan Programs?

Best Rate USA Review: Low Rates and Perfect Loan Programs?
April 27, 2021 No Comments »

Today we’ll take a look at “Best Rate USA,” a direct mortgage lender that is proud to not be a mortgage broker, believing it can offer the lowest mortgage rates around by cutting out the middleman. They say they’re able ... Read More »

Don’t Be a Desperate Home Buyer

Don’t Be a Desperate Home Buyer
April 23, 2021 No Comments »

It’s no secret the housing market is hot at the moment, so much so that just about everyone is wondering when the next housing crash will take place. The few homes that are out there are flying off the shelves, ... Read More »

Why Is the Housing Market So Hot?

Why Is the Housing Market So Hot?
April 22, 2021 No Comments »

Real estate Q&A: “Why Is the Housing Market So Expensive Right Now?” If you asked me this same question a few years ago, I would have had the same basic answer I’m about to explain. And since that time, home ... Read More »

Neighbors Bank Review: Get Your Home Loan Right?

Neighbors Bank Review: Get Your Home Loan Right?
April 21, 2021 No Comments »

Today we’ll check out Neighbors Bank, a company that refers to itself as a “hometown bank” that got its start all the way back in 1945 in Clarence, Missouri. It originally served folks in the counties of Shelby, Macon, and ... Read More »

Do Mortgage Brokers Offer Better Rates Than the Competition?

Do Mortgage Brokers Offer Better Rates Than the Competition?
April 19, 2021 No Comments »

In your endless search to find the lowest mortgage rates on the planet, you may be wondering which route will lead to the biggest savings. Should you go to your local bank, try your luck with an online mortgage lender, ... Read More »

When Will the Next Housing Market Crash Take Place?

When Will the Next Housing Market Crash Take Place?
April 15, 2021 13 Comments »

I’ve noticed a trend lately. Everyone’s a real estate expert. It seems the most recent crisis and recovery has turned just about every single person into a guru on all things to do with home buying and selling. I suppose ... Read More »