The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

10 Mortgage Lenders to Consider for the Best Mortgage Rates (and Fees!)

10 Mortgage Lenders to Consider for the Best Mortgage Rates (and Fees!)
December 8, 2020 No Comments »

Everyone likes a discount, right, even if it’s on a small one-time purchase that equates to a nominal amount. For one reason or another, it just feels like a win. It’s obviously even sweeter if you get a discount on ... Read More »

21 Mortgage Questions You Should Know the Answer To

21 Mortgage Questions You Should Know the Answer To
December 4, 2020 No Comments »

I thought it would be helpful to create a post that answers a lot of top “mortgage questions” that consumers tend to ask in one convenient place. You should know the answers to all of these questions if you’re serious ... Read More »

American Financial Network Mortgage Review: In the Top-3 on LendingTree

American Financial Network Mortgage Review: In the Top-3 on LendingTree
December 3, 2020 No Comments »

American Financial Network Inc. bills itself as one of the fastest growing mortgage bankers in the United States, and is indeed ranked in the top 50 nationally. But they’re not satisfied with that, and believe they have what it takes ... Read More »

United Wholesale Mortgage Now Offering FHA Loans with Rates Below 2%

United Wholesale Mortgage Now Offering FHA Loans with Rates Below 2%
December 3, 2020 No Comments »

The leading wholesale mortgage lender in the nation has brought the heat once again, this time offering 30-year fixed mortgage rates below 2% on FHA loans. United Wholesale Mortgage announced that borrowers can now lock in interest rates as low ... Read More »

What’s the Best Mortgage for First Time Buyers?

What’s the Best Mortgage for First Time Buyers?
December 2, 2020 No Comments »

If you’re new to real estate, or preparing to make an offer on your first home, you might be wondering what mortgage is best for a novice home buyer. While both seasoned homeowners and first-time buyers may wind up with ... Read More »

Lower Mortgage Review: A Techy Mortgage Lender in Love with Everything Low

Lower Mortgage Review: A Techy Mortgage Lender in Love with Everything Low
December 2, 2020 No Comments »

Today we’ll check out another one of the newcomers in the mortgage industry that is all about technology and low rates, aptly named “Lower Mortgage.” Similar to Better, which is also a one-word-named mortgage company, they like to keep things ... Read More »

American Financing Mortgage Review: Peyton Manning Is a Fan

American Financing Mortgage Review: Peyton Manning Is a Fan
December 1, 2020 No Comments »

If you live in Colorado, you may have heard a radio ad for “American Financing,” a direct-to-consumer mortgage lender based in Aurora. You may also know that ex-Denver Broncos quarterback Peyton Manning is a fan of the company, and serves ... Read More »

Umpqua Bank Mortgage Review: Want Your Home Loan From the Largest Bank in the Pacific Northwest?

Umpqua Bank Mortgage Review: Want Your Home Loan From the Largest Bank in the Pacific Northwest?
November 30, 2020 No Comments »

While nonbanks have taken center stage in recent years, there are still some depository banks that dole out tons of mortgages. One example is Umpqua Bank up in Roseburg, Oregon. Aside from offering checking and savings accounts, they also originate ... Read More »

2021 Conforming Loan Limit Rises to $548,250

2021 Conforming Loan Limit Rises to $548,250
November 30, 2020 No Comments »

Thanks to another year of stellar home price appreciation, the 2021 conforming loan limit will increase to $548,250, per the Federal Housing Finance Agency (FHFA). This is the maximum loan amount for mortgages that can be acquired by Fannie Mae ... Read More »

Why Adjustable-Rate Mortgages Are Bad News Right Now

Why Adjustable-Rate Mortgages Are Bad News Right Now
November 23, 2020 No Comments »

With mortgage interest rates as low as they are at the moment, you may be looking beyond fixed-rate options if you’re in the market to purchase a home or refinance an existing home loan. After all, while 30-year fixed mortgage ... Read More »