Is a 2.25% 30-Year Fixed Mortgage Rate in the Cards?
One of the problems with refinancing a home loan right now is that mortgage rates keep falling. As such, you might find the need to… Read More »Is a 2.25% 30-Year Fixed Mortgage Rate in the Cards?
Homeowners in Forbearance Plans Have Lower Credit Scores, Higher DTI Ratios
The latest weekly Forbearance and Call Volume Survey from the Mortgage Bankers Association (MBA) revealed that 7.80% of outstanding home loans were in forbearance. That… Read More »Homeowners in Forbearance Plans Have Lower Credit Scores, Higher DTI Ratios
What Is a Gift of Equity? One Way to Buy Your Parents House
One of the biggest hurdles to homeownership is down payment. Most people can afford a monthly mortgage payment, especially with interest rates so low, because… Read More »What Is a Gift of Equity? One Way to Buy Your Parents House
Is Mortgage a Good Debt or a Bad Debt? It Can Be the Absolute Best Debt
You may have heard that mortgage is a “good debt,” in that it’s okay to carry a multi-hundred-thousand-dollar loan for decades on end. While that… Read More »Is Mortgage a Good Debt or a Bad Debt? It Can Be the Absolute Best Debt
Knock Home Swap: Buy, Sell, a Get a Mortgage with Just One Company
One of the trickiest aspects of homeownership is unloading an existing property while acquiring a replacement. Aside from being stressful, it can also be difficult… Read More »Knock Home Swap: Buy, Sell, a Get a Mortgage with Just One Company
A Look Inside the Books of Rocket Companies, Inc.
Thanks to a newly released SEC Form S-1 associated with their upcoming initial public offering (IPO), we now know a lot more about closely held… Read More »A Look Inside the Books of Rocket Companies, Inc.
Now Home Prices Are Expected to Fall By 2021 Thanks to COVID-19
While the housing market has been coming up roses lately, even in the face of COVID-19, it might turn out to be a short-lived affair… Read More »Now Home Prices Are Expected to Fall By 2021 Thanks to COVID-19
The Top 25 Mortgage Lenders of 2019
If you’re curious which mortgage lender closed the most home loans in 2019, I’ve got your answer. You probably already guessed that the top mortgage… Read More »The Top 25 Mortgage Lenders of 2019
Veterans Can Now Get Rates as Low as 2.25% on a 30-Year Fixed Mortgage
It seems mortgage rates keep moving lower and lower, and now some veterans and active duty military might be able to snag a 30-year fixed… Read More »Veterans Can Now Get Rates as Low as 2.25% on a 30-Year Fixed Mortgage
Alterra Home Loans Review: One of the Largest Hispanic-Owned Mortgage Companies
Today we’ll take a look at Alterra Home Loans, which is a DBA of Panorama Mortgage Group, LLC based out of Las Vegas, Nevada. What… Read More »Alterra Home Loans Review: One of the Largest Hispanic-Owned Mortgage Companies