Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
I got to thinking that one way mortgage rates could come down is due to housing market weakness. The thought is layered in all types… Read More »Is Housing Market Weakness What Finally Brings Down Mortgage Rates?
As if mortgage rates didn’t have enough problems lately, now they’ve got the threat of rising oil prices. And the inflation that could come with… Read More »Rising Oil Prices Could Be Yet Another Headwind for Mortgage Rates
Mortgage rates came down after a softer-than-expected CPI print. But only a little bit. Instead of a 30-year fixed quote of 7%, you might see… Read More »Mortgage Rates Lower as Inflation Eases, But Only a Little
As hard as they try, mortgage rates keep hovering around the 7% level. It appears any time progress is made, they climb right back to… Read More »Mortgage Rates Can’t Shake 7%
Lately, the best single word to sum up mortgage rates has been “stuck.” Ever since early April when they jumped higher as the trade war… Read More »Mortgage Rates Will Be Stuck for Longer If Tariffs Keep Getting Pushed Back
This morning, the National Association of Realtors (NAR) reported that pending home sales dropped 6.3% in April from a month earlier. They were also 2.5%… Read More »High Mortgage Rates Are Delaying Home Purchases
A few months ago, Redfin proclaimed that a buyer’s market had finally arrived. It was the first time home sellers didn’t have the upper hand… Read More »Redfin Expects Flat Mortgage Rates, Falling Home Prices for Remainder of 2025
Fed chair Jerome Powell has had no shortage of critics, not least being President Donald Trump. A month ago, there were even rumblings of Trump… Read More »Pulte Asks Powell to Lower Interest Rates, But Would Mortgage Rates Actually Go Down?
One silver lining to elevated mortgage rates, other than the refinance opportunity later, has been a shifting psychology. A few years ago, I wrote that… Read More »Is the Magic Number for Mortgage Rates Now Anything Close to 6%?
Why are mortgage rates approaching 7% again if inflation is cooling and the trade war has softened? You would think interest rates would be coming… Read More »7% Mortgage Rates Are Back Again Despite Lower Inflation and Tariff Relief
