How Can Mortgage Rates Go Down From Here?
It’s no secret mortgage rates are in a bad place right now. But instead of talking about that all day, let’s talk about how can… Read More »How Can Mortgage Rates Go Down From Here?
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
If Bond Yields Are at 52-Week Highs, Why Aren’t Mortgage Rates?
It’s been a very bad month for mortgage rates, yet they remain below year-ago levels. And by some margin too. Had this been last year,… Read More »If Bond Yields Are at 52-Week Highs, Why Aren’t Mortgage Rates?
Mortgage Rates Under Pressure as Bond Yields Hit 52-Week Highs
Just days after mortgage rates hit fresh 52-week highs, bond yields also reached their highest point in over a year. The 10-year bond yield, which… Read More »Mortgage Rates Under Pressure as Bond Yields Hit 52-Week Highs
Mortgage Rates Hit New 2026 Highs
Welp, I’ve been warning folks for a while now and here we are. New 2026 highs for the 30-year fixed. Sooner or later, the protracted… Read More »Mortgage Rates Hit New 2026 Highs
No, Kevin Warsh Isn’t Coming to Save Mortgage Rates
New Fed chair Kevin Warsh narrowly got confirmed via a 54-45 vote Wednesday, leading to what many hope will be lower mortgage rates, somehow, someway.… Read More »No, Kevin Warsh Isn’t Coming to Save Mortgage Rates
Mortgage Rates Doing What They Do Best in May: Rise
Welp, the month of May is fully in swing and mortgage rates are doing what they normally do; go up! Despite spring being peak home… Read More »Mortgage Rates Doing What They Do Best in May: Rise
Two Reasons Mortgage Rates Aren’t Rising Despite Hot Jobs and Expensive Oil
You would think with oil remaining around $100 per barrel and yet another jobs report beat that we’d have higher mortgage rates. Instead, they’re continuing… Read More »Two Reasons Mortgage Rates Aren’t Rising Despite Hot Jobs and Expensive Oil
Mortgage Rate Rally Already Running Out of Steam?
It appears the mortgage rate rally of the past couple days is running on fumes. I was skeptical of it to begin with, given it… Read More »Mortgage Rate Rally Already Running Out of Steam?
Mortgage Rates Are Lower Today, But Should They Be?
There was yet another twist in the ongoing conflict in the Middle East today. Renewed hope of a deal after President Trump said, “Great Progress… Read More »Mortgage Rates Are Lower Today, But Should They Be?
Rhode Island Using State Deposits to Help First-Time Home Buyers Get 3.99% Mortgage Rates
Here’s something creative I haven’t seen many try (other than the home builders) to close the affordability gap. The State of Rhode Island is using… Read More »Rhode Island Using State Deposits to Help First-Time Home Buyers Get 3.99% Mortgage Rates