Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
What a run it has been for mortgage rates lately. In just the past six weeks, the 30-year fixed has fallen about half a percentage… Read More »Mortgage Rates Are Down About Half a Percent in the Past Six Weeks
To mortgage folks across the country, it’s an age-old question: “Lock or float?” It’s a question loan officers and mortgage brokers get asked on a… Read More »Locking vs. Floating Your Mortgage Rate: Which Is Better and Why?
It’s been a great week for mortgage rates. You can’t argue that. The 30-year fixed is now averaging around 6.80%, down from over 7% a… Read More »A Weakening Economy Might Bring Lower Mortgage Rates, But What Else?
As anticipated, mortgage rates are back below their year-ago levels. I had suspected they would be, despite a rough couple of months pre- and post-election.… Read More »Mortgage Rates Back Below Year-Ago Levels as We Head into Spring
You’ve likely heard that one of President Trump’s goals is to lower mortgage rates. He talked about it on the campaign trail before he got… Read More »Trump Wants to Lower Mortgage Rates without the Fed
It’s been a good couple of weeks for mortgage rates, which benefited from a delay on tariffs and some favorable economic data. Between a slowing… Read More »Mortgage Rates Back Below 7%, But Pricing Remains Cautious
I knew I was going to have to write this post at some point during Trump’s second term. And here we are, only 10 days… Read More »Mortgage Rates vs. Tariffs: What’s the Impact?
Last week, President Donald Trump demanded that “interest rates drop immediately” while addressing the World Economic Forum in Davos, Switzerland virtually. He mentioned the falling… Read More »Trump May Get His Wish of Lower Mortgage Rates Granted, But Not for the Right Reasons
Well, President Donald Trump is officially back in office after the long-awaited inauguration took place today in Washington D.C. He was sworn in as the… Read More »Mortgage Rates Begin Above 7% to Start Trump’s Second Term in Office
Let’s talk about HELOC rates. If you’ve had a home equity line of credit (HELOC) for a while, you likely saw your interest rate rise… Read More »HELOC Rates Expected to Continue Falling in 2025
