Mortgage Rates

About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025. It didn’t quite get there,… Read More »Three Ways to Get 5% Mortgage Rates in 2026

One of the biggest potential movers for mortgage rates is the monthly jobs report. However, the one released today was a little weird because it… Read More »Mortgage Rates See Little Improvement Despite Highest Unemployment Since 2021

Hard to believe it’s that time of the year again, but here we are in mid-December. Who’s ready for the 2026 mortgage rate predictions? Ready… Read More »2026 Mortgage Rate Predictions: Flat is the Word of the Year

It’s been a weird few weeks for mortgage rates. The 30-year fixed rose about a quarter-percent going into the Fed’s latest cut, driven by hawkish… Read More »A Path to 5% Mortgage Rates Opens Up Again

Lately, there’s been a funny thing where the Fed gets together, decides to cut rates, and then mortgage rates jump. It has confused a lot… Read More »Why I Think Mortgage Rates Could Actually Follow the Fed Lower Tomorrow

We’ve got about 30 days left in the year before we ring in 2026. In my 2025 mortgage rate predictions post, I called for a… Read More »Is There Still Time for Sub-6% Mortgage Rates in 2025?

Welp, it’s that time of year again when the pundits release their predictions for the year ahead. First up is Redfin, which provides tons of… Read More »Redfin’s 2026 Mortgage Rate Prediction Just Dropped

The monthly jobs report from the Bureau of Labor Statistics (BLS) is largely seen as the biggest potential mover of mortgage rates. It gives us… Read More »The September Jobs Report Just Got Even More Important for Mortgage Rates

I feel like I haven’t written a word about mortgage rates since the government shutdown began. Part of that is because once the government closed… Read More »Finally a Big Week for Mortgage Rates Thanks to Delayed Jobs Report