The 2% Mortgage Hack Explained
Folks on social media love coming up with so-called “hacks” to excite their followers. In the mortgage realm, this typically means highlighting math that seems… Read More »The 2% Mortgage Hack Explained
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
Mortgage Rates Want a Trade Deal, But Patience Might Be Needed
If the last few days are any indication, mortgage rates want a trade deal. They don’t like tariffs, trade wars, or any of the uncertainty… Read More »Mortgage Rates Want a Trade Deal, But Patience Might Be Needed
Top Mortgage Lenders in California: UWM Sweeps All Categories, Rocket Second
Thanks to newly-released data, it’s time to take a fresh look at the top mortgage lenders in California in 2024. The Golden State is by… Read More »Top Mortgage Lenders in California: UWM Sweeps All Categories, Rocket Second
Redfin Ultimatum: Buyers Should See All the Listings
A week after Zillow drew a hard line on off-market listings, Redfin has rolled out its own ultimatum. Redfin CEO Glenn Kelman penned a short… Read More »Redfin Ultimatum: Buyers Should See All the Listings
Mortgage Rates Back to 7% as Tariff Day Rattles Bond Market
Welp, the question I asked recently, would mortgage rates hit 5.99% or 7% next, has been answered. And unfortunately, if you’re a prospective home buyer… Read More »Mortgage Rates Back to 7% as Tariff Day Rattles Bond Market
If You Have a Mortgage, You Are Not Rich
I’ve been a lot more active on social media over the past few years. And one of my observations is that everyone is looking to… Read More »If You Have a Mortgage, You Are Not Rich
Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl
I remember when I wrote my mortgage myths post, I pointed out that mortgages aren’t mostly interest. But I did so when mortgage rates were… Read More »Higher Mortgage Rates Mean Principal Repayment Has Slowed to a Crawl
2025 Home Selling Tips to Get Top Dollar: How to Navigate a Cooler Housing Market
Let’s talk home selling tips. While still-high mortgage rates will undoubtedly make prospective home buyers feel stretched, there’s still plenty of hope for home sellers… Read More »2025 Home Selling Tips to Get Top Dollar: How to Navigate a Cooler Housing Market
Mortgage Rate History: Check Out These Charts from the Early 1900s
Today we’ll take a brief look at some mortgage rate history to gain a little context for where we stand today. It’s always helpful to… Read More »Mortgage Rate History: Check Out These Charts from the Early 1900s
How to Reduce Closing Costs on Your Mortgage
When you take out a mortgage, whether it’s a home purchase or a refinance, you must pay “closing costs.” These costs can vary considerably from… Read More »How to Reduce Closing Costs on Your Mortgage