It’s time to check out the top mortgage lenders in Oklahoma based on closed loan volume.
These are the companies that funded the largest dollar amount of home loans in the Sooner State.
Almost 700 mortgage companies funded roughly $14 billion in home loans in the state during 2024.
In terms of who took first place, it was pretty close, though a homegrown name edged out a national brand.
But only one can hold the crown. Read on to see who snagged the top spot, along with those landing in the top-10.
Top Mortgage Lenders in Oklahoma (Overall)
| Ranking | Company Name | 2024 Loan Volume |
| 1. | First United Bank | $816 million |
| 2. | Rocket Mortgage | $717 million |
| 3. | Associated Mortgage | $600 million |
| 4. | Arvest Bank | $564 million |
| 5. | UWM | $530 million |
| 6. | Veterans United | $474 million |
| 7. | BancFirst | $439 million |
| 8. | BOK Financial | $342 million |
| 9. | Stride Bank | $334 million |
| 10. | Flat Branch Mortgage | $289 million |
As noted, things were close at the top, but Durant, OK-based First United Bank edged out Rocket Mortgage for the #1 spot.
First United originated roughly $816 million in home loans in Oklahoma in 2024 (latest complete year), per HMDA data from Richey May, with Rocket about $100 million behind.
Taking third was Associated Bank, followed by Arvest Bank and national #1 United Wholesale Mortgage (UWM).
The bottom half of the top ten included Missouri-based Veterans United Home Loans, BancFirst, BOK Financial, Stride Bank, the three of which are all headquartered in Oklahoma, and Flat Branch Mortgage.
In total, there were four Oklahoma-based lenders in the top-10, a testament to folks keeping it local in the state.
Top Oklahoma Mortgage Lenders (for Home Buyers)
| Ranking | Company Name | 2024 Loan Volume |
| 1. | First United Bank | $718 million |
| 2. | Associated Mortgage | $561 million |
| 3. | Arvest Bank | $449 million |
| 4. | Veterans United | $389 million |
| 5. | BancFirst | $340 million |
| 6. | Rocket Mortgage | $336 million |
| 7. | Stride Bank | $324 million |
| 8. | UWM | $315 million |
| 9. | BOK Financial | $295 million |
| 10. | Flat Branch | $272 million |
If we filter the list to only include home purchase loans, First United Bank extends its lead at the top with $718 million funded.
That’s much more than second place Associated Mortgage’s $561 million, and nearly double Arvest Bank’s $449 million.
Fourth place went to Veterans United with $389 million funded, followed by OKC-based BancFirst with $340 million.
The rest of the best included Rocket Mortgage, Enid-based Stride Bank, UWM, Tulsa-based BOK Financial, and Flat Branch.
A good number of local lenders in the mix, which is common when we’re discussing a home purchase.
Top Refinance Lenders in Oklahoma (for Existing Homeowners)
| Ranking | Company Name | 2024 Loan Volume |
| 1. | Rocket Mortgage | $349 million |
| 2. | UWM | $216 million |
| 3. | Freedom Mortgage | $130 million |
| 4. | Arvest Bank | $104 million |
| 5. | Pennymac | $92 million |
| 6. | BancFirst | $86 million |
| 7. | Veterans United | $85 million |
| 8. | First United Bank | $78 million |
| 9. | loanDepot | $51 million |
| 10. | Village Capital | $50 million |
When it came to mortgage refinances, Rocket Mortgage easily took first place with $349 million funded.
That was plenty more than second place UWM, and nearly tripled Freedom Mortgage‘s output, which specializes in government lending like VA loans.
Arvest took fourth place with about $100 million in refis, followed by CA-based Pennymac with just under $100 million.
BancFirst, Veterans United, First United Bank, loanDepot, and Village Capital held positions six through 10.
Top Mortgage Lenders in Oklahoma City
| Ranking | Company Name | 2024 Loan Volume |
| 1. | First United Bank | $371 million |
| 2. | Rocket Mortgage | $305 million |
| 3. | UWM | $281 million |
| 4. | Stride Bank | $209 million |
| 5. | BancFirst | $193 million |
| 6. | Veterans United | $184 million |
| 7. | Great Plains | $180 million |
| 8. | Associated Mortgage | $173 million |
| 9. | Cornerstone | $139 million |
| 10. | Arvest Bank | $135 million |
Who Are the Best Mortgage Lenders in Oklahoma?
Biggest is one thing, but what about best? For the latter, I look at customer reviews to see what homeowners think of all these companies.
And I typically head over to Zillow to check out their mortgage reviews.
The most reviewed Oklahoma-based lender on the site is Jenks-based Gateway Mortgage, which boasts a 4.96/5-star rating from nearly 5,000 reviews.
That’s pretty solid, though not quite as good as BOK Financial’s 4.97/5 rating from about 4,000 reviews.
As far as Oklahoma-based companies go, those are the big ones in terms of reviews. It drops off quite a bit from there.
Meanwhile, U.S. Bank has an even better 4.98/5 rating from over 12,000 reviews, Rocket Mortgage is rated 4.48/5, First United has a 4.97/5, and Arvest Bank has a 4.99/5 rating.
There are many smaller local mortgage companies and mortgage brokers to check out as well.
Take the time to compare the many different options available to you, whether it’s a local credit union, mortgage broker, regional bank, or national brand.
(photo: Tony Hisgett)
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