Credit scores play a big part in the mortgage world. Learn how you can make the most of your score to expand your options and snag the best rate.
A while back, I cautioned readers to avoid swiping the credit card before applying for a mortgage. In short, the more you charge, the higher… Read More »Two Simple Ways to Boost Your Credit Score Before Applying for a Mortgage
These days, the world is full of misinformation. Let’s put some common mortgage myths to bed once and for all so you don’t inadvertently miss… Read More »10 Big Mortgage Myths Proved Wrong, Once and For All
You may have seen commercials lately for “Experian Boost,” a program that says it can increase your credit scores instantly. Their latest ad spot features… Read More »Should You Use Experian Boost Before Applying for a Mortgage? How It Can Help
Mortgage Q&A: “Do mortgage inquiries affect credit score?” When preparing to take out a mortgage, you may have concerns about your credit report being pulled… Read More »Do Mortgage Inquiries Affect Your Credit Score? Yes, But You Can Still Shop
Mortgage Q&A: “What credit score do I need to get a mortgage?” If you’re thinking about purchasing a new home or refinancing an existing mortgage,… Read More »What Credit Score Do You Need to Get a Mortgage? Learn the Key FICO Thresholds
Mortgage Q&A: “Does refinancing hurt your credit score?” Consumers seem to be obsessed with their credit scores and what impact certain actions may have on… Read More »Does Refinancing Hurt Your Credit Score?
I’ve written about the importance of credit scores before, especially when it comes to getting a mortgage, mentioning that you could save tens of thousands… Read More »Nearly Half of Home Purchases Are Delayed Due to Low Credit Scores
This morning, Zillow, the company behind the love it or hate it Zestimate, released a new study that analyzed the impact credit scores have on… Read More »Zillow: Credit Score Single Most Important Factor for Mortgage Rates
There’s been a lot of fuss about the refinance market drying up lately, and we now know it’s not just noise. Last month, purchase-money mortgages… Read More »Purchase Applications Grab Majority Share of Mortgage Market in July as Refinances Fade Away
A new study from credit reporting agency TransUnion revealed some interesting insights about credit card use and mortgage performance. The report titled, “TransUnion Minimum vs.… Read More »Study: Minimum Credit Card Payments Increase Risk of Mortgage Default
