Dude, Where’s My Low Mortgage Rate?
A Common Mortgage Rate Tale You’ve been shopping mortgage rates and finally found a lender you like. The loan officer asks if you want to… Read More »Dude, Where’s My Low Mortgage Rate?
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Borrowers Don’t Choose Mortgage Lenders for the Best Interest Rate
Conventional wisdom would lead us to believe that consumers go with the mortgage lender that offers the lowest interest rate. After all, who can resist… Read More »Borrowers Don’t Choose Mortgage Lenders for the Best Interest Rate
Mortgage Rates vs. Unemployment: Keep a Close Eye on the Jobs Report!
It’s time for another mortgage match-up: “Mortgage rates vs. unemployment.” When it comes to making (or for our purposes saving) money, everyone probably wishes they… Read More »Mortgage Rates vs. Unemployment: Keep a Close Eye on the Jobs Report!
Why a Really Cheap Mortgage Might Actually Be Trouble
I know, I know. It sounds ridiculous to complain about or imply that something cheap is a bad thing. Clearly I’m going to have some… Read More »Why a Really Cheap Mortgage Might Actually Be Trouble
Why Are Mortgage Payments Mostly Interest?
Mortgage Q&A: “Why are mortgage payments mostly interest?” Here’s an interesting mortgage question – pun sadly intended because I couldn’t help it. Lots of folks… Read More »Why Are Mortgage Payments Mostly Interest?
Do Mortgage Brokers Offer Better Rates Than the Competition?
In your endless search to find the lowest mortgage rates on the planet, you may be wondering which route will lead to the biggest savings.… Read More »Do Mortgage Brokers Offer Better Rates Than the Competition?
21 Things That Can Drive Your Mortgage Rate Higher
Wondering why you didn’t receive the low mortgage rate you saw advertised on TV or the Internet? Well, there are a ton of reasons why… Read More »21 Things That Can Drive Your Mortgage Rate Higher
Why You May Want to Switch Mortgage Companies
Loyalty? Not in the mortgage business. That is, if you actually want to save money on your home loan. A few years back, an HSBC… Read More »Why You May Want to Switch Mortgage Companies
Why Does Everyone Want Us to Pay Down Our Mortgages?
You may have come across one of those articles lately that talks about how a couple paid off their mortgage in five years. Or some… Read More »Why Does Everyone Want Us to Pay Down Our Mortgages?
How to Get a Wholesale Mortgage Rate
Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates tend to be considerably cheaper than their retail counterparts, though it’s never a… Read More »How to Get a Wholesale Mortgage Rate