Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Here’s a good sign mortgage rates might be moving even lower than they already are. Pontiac, Michigan-based United Wholesale Mortgage (UWM), which refers to itself… Read More »It’s Now Possible to Get a 1.99% Mortgage Rate on a 30-Year Fixed
While the first quarter was booming for many mortgage lenders (see Quicken’s record month), the second quarter and beyond might be a different story as… Read More »It’s Going to Be Harder to Get a Mortgage Thanks to COVID-19
With each week that goes by, the mortgage forbearance rate climbs to new highs thanks to the coronavirus (COVID-19). The more or less complete shutdown… Read More »Nearly 6% of Mortgages in Forbearance as FHFA Provides Relief to Loan Servicers
CARES Act permits 6-12 month forbearance for mortgage payments on federally-backed home loans HUD has announced a foreclosure and eviction moratorium for single family homeowners… Read More »Mortgage Lenders Now Providing Payment Relief Due to Coronavirus
At least not yet… As you probably know, the Fed slashed the federal funds rate to near-zero yesterday afternoon to prop up the economy as… Read More »No, You Aren’t Getting a 0% Mortgage Rate
In light of the ongoing coronavirus outbreak, which were the Federal Reserve’s very own words, the Committee took bold action to lower the target range… Read More »The Federal Reserve Has Swooped In to Save Mortgage Rates
Call him a party pooper, but the CEO of top retail mortgage lender Quicken Loans doesn’t expect mortgage rates to decline any further from their… Read More »Quicken Loans CEO Doesn’t See the 30-Year Fixed Falling Below 3%
It’s time for another mortgage match-up: “Mortgage rate vs. APR.” If you’re shopping for real estate or looking to refinance, and you’ve seen a certain… Read More »Mortgage APR: Why It’s More Important Than Just Looking at the Mortgage Rate
Mortgage rates can be pretty volatile. Just like stocks, they can change daily depending on what’s happening in the economy. Beyond that, mortgage rates can… Read More »Mortgage Rates vs. the Coronavirus: We Might Test New All-Time Lows
Well, it’s a new year and it certainly didn’t begin quietly. Might as well address the elephant in the room when it comes to your… Read More »Mortgage Rates vs. a Potential War with Iran
