Do We Need a Mortgage MSRP?
Mortgage rate pricing can be a bit of a mystery. And also super complex. I’ve written about it in detail (how mortgage rates are determined).… Read More »Do We Need a Mortgage MSRP?
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Mortgage Rates Fall to Lowest Levels Since Spring As Fed Indicates Cuts on the Way in 2024
Just when it appeared that the recent rally was running out of steam, mortgage rates sunk even lower. Despite a lackluster CPI report yesterday that… Read More »Mortgage Rates Fall to Lowest Levels Since Spring As Fed Indicates Cuts on the Way in 2024
It’s Easier to Save More Money When Refinancing a High-Rate Mortgage
Over the past year and change, mortgage refinance applications have fallen off a cliff. We had some of the biggest refi years in 2020 and… Read More »It’s Easier to Save More Money When Refinancing a High-Rate Mortgage
Buy Now, Refinance for Free Deals Aren’t All They’re Cracked Up to Be
Lately, some mortgage lenders have pitched “buy now, refinance for free” offers to get more home buyers to take the plunge. The thinking is mortgage… Read More »Buy Now, Refinance for Free Deals Aren’t All They’re Cracked Up to Be
Should I Use the Home Builder’s Mortgage Lender or a Different One?
Lately, new home sales have surged as existing housing supply continues to be hard to come by. This is partially because mortgage rates more than… Read More »Should I Use the Home Builder’s Mortgage Lender or a Different One?
Will Mortgage Rates Go Down in 2024? Here Are All the Latest Predictions From the Biggest Names
Well, another year is nearly in the books, which means it’s time to look ahead at what 2024 might have in store. As is customary,… Read More »Will Mortgage Rates Go Down in 2024? Here Are All the Latest Predictions From the Biggest Names
Guaranteed Rate Launches Lock It, List It: Real Estate Agents Can Secure a Discounted Mortgage Rate for the Buyer Before They List
A new program called “Lock It, List It” allows real estate agents to secure a mortgage rate for a buyer before the property even hits… Read More »Guaranteed Rate Launches Lock It, List It: Real Estate Agents Can Secure a Discounted Mortgage Rate for the Buyer Before They List
Is Now a Good Time to Refinance My Home?
Mortgage Q&A: “Is now a good time to refinance my home?” If you’re one of the few people asking this question right now, the short… Read More »Is Now a Good Time to Refinance My Home?
What Mortgage Has the Best Interest Rate and Why?
Here’s an interesting question: “What mortgage has the best interest rate?” Before we dive in, “best” questions are always a bit difficult to answer universally.… Read More »What Mortgage Has the Best Interest Rate and Why?
CEO of Nation’s #1 Mortgage Lender Expects Mortgage Rates to Be Lower Before the Election
Mortgage rates finally caught a break last week after steadily rising throughout much of 2023. The 30-year fixed fell about a half a percentage point… Read More »CEO of Nation’s #1 Mortgage Lender Expects Mortgage Rates to Be Lower Before the Election