Do We Need a Mortgage MSRP?
Mortgage rate pricing can be a bit of a mystery. And also super complex. I’ve written about it in detail (how mortgage rates are determined).… Read More »Do We Need a Mortgage MSRP?
Mortgage Tips
This was the first category I created when this website was created in 2006.
And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.
Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.
Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.
Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.
This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).
Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.
You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.
Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.
It’s Easier to Save More Money When Refinancing a High-Rate Mortgage
Over the past year and change, mortgage refinance applications have fallen off a cliff. We had some of the biggest refi years in 2020 and… Read More »It’s Easier to Save More Money When Refinancing a High-Rate Mortgage
Buy Now, Refinance for Free Deals Aren’t All They’re Cracked Up to Be
Lately, some mortgage lenders have pitched “buy now, refinance for free” offers to get more home buyers to take the plunge. The thinking is mortgage… Read More »Buy Now, Refinance for Free Deals Aren’t All They’re Cracked Up to Be
Should I Use the Home Builder’s Mortgage Lender or a Different One?
Lately, new home sales have surged as existing housing supply continues to be hard to come by. This is partially because mortgage rates more than… Read More »Should I Use the Home Builder’s Mortgage Lender or a Different One?
Will Mortgage Rates Go Down in 2024? Here Are All the Latest Predictions From the Biggest Names
Well, another year is nearly in the books, which means it’s time to look ahead at what 2024 might have in store. As is customary,… Read More »Will Mortgage Rates Go Down in 2024? Here Are All the Latest Predictions From the Biggest Names
Is Now a Good Time to Refinance My Home?
Mortgage Q&A: “Is now a good time to refinance my home?” If you’re one of the few people asking this question right now, the short… Read More »Is Now a Good Time to Refinance My Home?
What Mortgage Has the Best Interest Rate and Why?
Here’s an interesting question: “What mortgage has the best interest rate?” Before we dive in, “best” questions are always a bit difficult to answer universally.… Read More »What Mortgage Has the Best Interest Rate and Why?
Low Mortgage Rates Are the #1 Reason Homeowners Aren’t Moving
While there has been some debate about the so-called mortgage rate lock-in effect, it appears to be a pretty legit force in the housing market… Read More »Low Mortgage Rates Are the #1 Reason Homeowners Aren’t Moving
loanDepot accessZERO: You Can Buy a Home with Zero Down Again
In order to make homeownership more accessible, loanDepot has launched a new program called “accessZERO.” As the name suggests, it allows prospective home buyers to… Read More »loanDepot accessZERO: You Can Buy a Home with Zero Down Again
Are Adjustable-Rate Mortgages Going to Replace Mortgage Rate Buydowns?
Lately, mortgage rate buydowns have been all the rage as a means to reduce home buying costs. This could come in the form a temporary… Read More »Are Adjustable-Rate Mortgages Going to Replace Mortgage Rate Buydowns?