Mortgage Tips

This was the first category I created when this website was created in 2006.

And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.

Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.

Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.

Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.

This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).

Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.

You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.

Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.

Don’t Buy a House Because You Don’t Want to Miss Out

I’m sure regular readers of this blog see me as a bit of a pessimist, perhaps a little cynical. After all, I bring the bad… Read More »Don’t Buy a House Because You Don’t Want to Miss Out

Here’s a novel idea. If you’re having trouble paying the mortgage, and you can’t get any assistance from your lender/servicer, you don’t need to give… Read More »If You Can’t Pay the Mortgage, Live in Your Awesome Garage

After the Fed steered mortgage rates lower via quantitative easing, the housing market got the boost it needed to get back on track. In fact,… Read More »Why Low Mortgage Rates Might Force You to Stay in Your Current Home Forever

If you’re not satisfied with the selection of mortgage programs offered by your bank or local lender, you might want to consider the new 15/15… Read More »PenFed Just Invented a New Mortgage Program: The 15-Year ARM

As home prices and mortgage rates continue to rise, lenders are becoming a lot more creative with their product offerings to increase affordability and flexibility.… Read More »The HarmonyLoan: An Adjustable-Rate Mortgage You Control

Conventional wisdom says to pay off the mortgage in its entirety before you retire. That way you won’t have to worry about sizable housing costs… Read More »If You Don’t Want to Work Forever, Pay Off Your Mortgage

If you talk to most interested parties, whether it’s a real estate agent, a home builder, or someone else who stands to make money from… Read More »No, It’s Not Always a Good Time to Buy a Home

Well, 2013 has officially come to a close, and 2014 is well underway. For a moment there, it seemed as if each holiday was followed… Read More »10 Predictions for Mortgage and Housing in 2014

One of the greatest fears adjustable-rate mortgage (ARM) holders have is the risk their interest rate may increase. After all, ARMs come with initial teaser… Read More »Beware: Your Adjustable-Rate Mortgage May Reset Lower

This morning, Zillow, the company behind the love it or hate it Zestimate, released a new study that analyzed the impact credit scores have on… Read More »Zillow: Credit Score Single Most Important Factor for Mortgage Rates