The Truth About Mortgage Blog

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Welcome to a warm, friendly, and most importantly unbiased place to learn about mortgages, ideally before you make contact with a real estate agent or lender. The more you know, the better you’ll feel, and hopefully all that hard work will help you snag a lower mortgage rate too! View all mortgage help topics to get started or check out the latest mortgage tips and news below.

Latest Posts

Watch Out for Low Mortgage Rates You Have to Pay For

Watch Out for Low Mortgage Rates You Have to Pay For
November 4, 2020 No Comments »

Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor surrounding mortgage rates, some lenders are playing the “how low can we appear to go” game. For example, mortgage lenders ... Read More »

Mann Mortgage Review: A Major Montana Mortgage Lender

Mann Mortgage Review: A Major Montana Mortgage Lender
November 3, 2020 No Comments »

If you live in Montana or surrounding states, you may have come across Mann Mortgage, a Kalispell, Montana-based mortgage lender. They appear to be one of the main mortgage players in the Treasure State, having closed over $300 million in ... Read More »

Why Are Refinance Rates Higher?

Why Are Refinance Rates Higher?
October 30, 2020 No Comments »

Mortgage Q&A: “Why are refinance rates higher?” If you’ve been comparing mortgage rates lately in an effort to save some money on your home loan, you may have noticed that refinance rates are higher than purchase loan rates. This seems ... Read More »

Semper Home Loans Review: Smarter, Easier, and Faster?

Semper Home Loans Review: Smarter, Easier, and Faster?
October 29, 2020 No Comments »

Attention Zillow shoppers, if you’ve used their mortgage marketplace to compare mortgage rate quotes, you may have come across Semper Home Loans. The direct-to-consumer mortgage lender seems to advertise quite a bit on the Zillow platform and often takes the ... Read More »

Value of U.S. Housing Market Hits Another All-Time High

Value of U.S. Housing Market Hits Another All-Time High
October 29, 2020 No Comments »

In the second quarter of 2020, the U.S. housing market hit an all-time high of $32.8 trillion, per The Federal Reserve’s Flow of Funds Report, as referenced in the latest Monthly Chartbook from the Urban Institute. That was up from ... Read More »

When to Refinance a Home Mortgage: Now, Later, or Never?

When to Refinance a Home Mortgage: Now, Later, or Never?
October 28, 2020 No Comments »

Mortgage Q&A: “When to refinance a home mortgage.” With mortgage rates at or near record lows, you may be wondering if now is a good time to refinance. Heck, your neighbors just did and now they’re bragging about their shiny ... Read More »

Royal United Mortgage Review: A Faster, Friendlier Mortgage Lender?

Royal United Mortgage Review: A Faster, Friendlier Mortgage Lender?
October 27, 2020 4 Comments »

If customer satisfaction is your thing, and you happen to need a home loan, you might want to check out Royal United Mortgage. The company recently topped LendingTree’s customer satisfaction rankings for four consecutive quarters, and have consistently ranked in ... Read More »

Synergy One Lending Review: The Modern Mortgage Experience

Synergy One Lending Review: The Modern Mortgage Experience
October 26, 2020 No Comments »

Today, we’ll take a look at Synergy One Lending, a company whose mission is to create a modern mortgage experience for its clients. To achieve this goal, the direct-to-consumer mortgage lender plans to focus on fintech for the next generation ... Read More »

Record Home Purchase Activity Expected in 2021 Despite Higher Mortgage Rates

Record Home Purchase Activity Expected in 2021 Despite Higher Mortgage Rates
October 26, 2020 No Comments »

While mortgage rates are projected to be slightly higher next year, home purchase activity should hit a new record high, per the latest forecast from the Mortgage Bankers Association (MBA). The group said it expects purchase loan origination volume to ... Read More »

Intelliloan Mortgage Review: A Lender That Leads with Its Rates

Intelliloan Mortgage Review: A Lender That Leads with Its Rates
October 22, 2020 No Comments »

If you live in California, you may have seen or heard commercials for Intelliloan, a mortgage company that boldly advertises its mortgage rates every chance they get. Unlike many other mortgage lenders out there, who don’t even mention their interest ... Read More »