So I’ve had this article idea on my desktop since November 2024. It was an empty Word document simply titled “LLPA-free refinance.” It was something… Read More »LLPA-Free Refinance Touted as Solution to Lower Payments for Recent Home Buyers
Welp, the same movie we saw last year is back in theatres for 2026! And mortgage rates are going to be on a wild ride… Read More »Mortgage Rates Ease After Trump Backs Off Greenland Tariffs
If you’ve ever compared mortgage rates, you may have come across some strange numbers along the way. Or perhaps some really specific numbers with multiple… Read More »What’s Up with the Mortgage Rates That End in Weird Numbers?
Well that didn’t take long… We’re only 20 days into the New Year and mortgage rates have already completed a nice little round trip. Less… Read More »Mortgage Rates Snap Back to Levels Seen Before MBS Purchase Program
Lately, I’ve seen countless posts on social media from homeowners complaining that their escrow account is short. And that their monthly housing payments will need… Read More »How to Cancel Your Escrow Account
Everything has been coming up roses for mortgage rates in 2026, but that could soon change if the Greenland situation spirals out of control. At… Read More »The Greenland Situation Could Push Mortgage Rates Higher
At last glance, the 30-year fixed was back in the 6% range, rising from a brief spell in the 5s after news broke that Fannie… Read More »Mortgage Rates Remain Near Three-Lows Despite Being Back in the 6s
The new Bilt cards have finally been unveiled, and while there are a lot of details, I’m going to focus on the mortgage piece. There… Read More »New Bilt Credit Cards Require Lots of Spending to Earn Points on Mortgage Payments
By now you’ve likely heard of mortgage rate lock-in. It’s the theory that homeowners won’t move if they have mortgage rates well below prevailing market… Read More »Mortgage Rate Lock-In Is Still Alive and Well Despite Some Improvement
A major mortgage lender has announced it will allow crypto to be used for mortgage approvals, without the need for liquidation. This has been a… Read More »Newrez to Allow Crypto for Mortgage Approvals Without Liquidation
