Mortgage Rates

Everything you’ve ever wanted to know about mortgage rates. And even more than that…

Mortgage Rates Expected to Stay Below Five Percent Through Early 2012

June 20, 2011 No Comments »

Here’s some good news if you’re looking to buy or refinance in the near future. Mortgage rates, specifically 30-year fixed mortgage rates, are expected to stay below five percent through to next year, according to mortgage financier Fannie Mae. The ... Read More »

Are Mortgage Rates Higher for Condos?

June 16, 2011 No Comments »

Mortgage Q&A: “Are mortgage rates higher for condos?” If you’re in the market for a new condo or a townhouse (as opposed to a house), you’re probably looking to save some money on your mortgage payment each month. After all, ... Read More »

Mortgage Rate vs. APR: What to Watch For

Mortgage Rate vs. APR: What to Watch For
May 31, 2011 4 Comments »

It’s time for another mortgage match-up: “Mortgage rate vs. APR.” If you’re shopping for real estate or looking to refinance, and you’ve seen a certain mortgage rate advertised, you may have noticed a second, similar percentage adjacent to or below ... Read More »

Are Mortgage Rates Negotiable?

May 31, 2011 15 Comments »

Mortgage Q&A: “Are mortgage rates negotiable?” Here’s a popular question everyone looking for a mortgage wants to know (or should want to know). And it’s an especially important one if you’re actively shopping for a home loan, since the clock ... Read More »

What Mortgage Rate Can I Expect?

May 24, 2011 No Comments »

Mortgage Q&A: “What mortgage rate can I expect?” The thing with mortgage rates is that they can vary greatly depending on a number of market forces and borrower-specific factors. That’s why it’s impossible to just throw a random interest rate ... Read More »

Most Consumers Only Obtain One Mortgage Quote

December 14, 2010 No Comments »

Here’s a shocker. Only about 40 percent of borrowers obtain more than one mortgage quote, according to a survey conducted by Harris Interactive and mortgage comparison service LendingTree. Despite this, more than nine in 10 borrowers understand that mortgage rates ... Read More »

How to Get a Wholesale Mortgage Rate

September 1, 2010 No Comments »

Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates tend to be considerably cheaper than their retail counterparts, though it’s never a guarantee with so many lenders out there. To get your hands on one, you need ... Read More »

Home Builders: Housing ‘Highly Affordable’

August 23, 2010 No Comments »

Housing affordability remained near its highest level on record for the sixth consecutive quarter, according to the latest survey from the National Association of Home Builders. The National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) indicated that 72.3 ... Read More »

What Mortgage Rate Can I Get With My Credit Score?

July 31, 2009 No Comments »

A reader recently asked, “What mortgage rate can I get with my credit score?”  So I figured I’d try to clear up a somewhat complex question. With mortgage rates near historic lows, borrowers looking to refinance or purchase a home ... Read More »