Warren Buffett: Now Is the Time to Get a Mortgage
There are plenty of so-called experts and gurus out there with all types of advice on what you should do with your money, but perhaps… Read More »Warren Buffett: Now Is the Time to Get a Mortgage
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Study Claims Mortgage Default Risk Lower on Energy Efficient Homes
Do you live in a “green” house? If so, you might be a better mortgage borrower, whether you realize it or not. A new study… Read More »Study Claims Mortgage Default Risk Lower on Energy Efficient Homes
Mortgage Rates Not as Low as They Could Be
A new Fed study and associated workshop revealed that mortgage lenders continue to offer inflated mortgage rates to consumers, despite ongoing efforts to reduce such… Read More »Mortgage Rates Not as Low as They Could Be
Is There Any Correlation Between Elections and Mortgage Rates?
Seeing that it’s Election Day, I figured I’d take a look at historic mortgage rates to see if there is any correlation between their direction… Read More »Is There Any Correlation Between Elections and Mortgage Rates?
Consumers Don’t Care About Low Mortgage Rates Anymore
As you’re probably aware, the latest move to boost the economy was another round of quantitative easing, known as QE3. This most recent initiative targets… Read More »Consumers Don’t Care About Low Mortgage Rates Anymore
The Problem With Mortgage Rate Surveys
Every week, mortgage financier Freddie Mac comes out with a mortgage rate survey, which reveals the average interest rate (and points) charged by lenders for… Read More »The Problem With Mortgage Rate Surveys
Why Your Mortgage May Get More Expensive
Last Friday, the Federal Housing Finance Agency (FHFA) announced plans to increase guarantee fees (g-fees) on loans sold to Fannie Mae and Freddie Mac. Banks… Read More »Why Your Mortgage May Get More Expensive
You May Have Missed the Housing Bottom, But Not the Mortgage Rate Bottom
Over the past several months, it has become somewhat clear (insert gigantic grain of salt here) that home prices may have bottomed last year, at… Read More »You May Have Missed the Housing Bottom, But Not the Mortgage Rate Bottom
Mass Mortgage Refinancing Plan: Obama’s Ace In the Hole
We’ve heard talk of mass refinancing plans for years now, but nothing has quite delivered. Sure, the >Home Affordable Refinance Program (HARP) was recently expanded… Read More »Mass Mortgage Refinancing Plan: Obama’s Ace In the Hole
Are Mortgage Rates Higher for Condos?
Mortgage Q&A: “Are mortgage rates higher for condos?” If you’re in the market for a new condo or a townhouse (as opposed to a house),… Read More »Are Mortgage Rates Higher for Condos?