A Path to 5% Mortgage Rates Opens Up Again
It’s been a weird few weeks for mortgage rates. The 30-year fixed rose about a quarter-percent going into the Fed’s latest cut, driven by hawkish… Read More »A Path to 5% Mortgage Rates Opens Up Again
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Why I Think Mortgage Rates Could Actually Follow the Fed Lower Tomorrow
Lately, there’s been a funny thing where the Fed gets together, decides to cut rates, and then mortgage rates jump. It has confused a lot… Read More »Why I Think Mortgage Rates Could Actually Follow the Fed Lower Tomorrow
Is There Still Time for Sub-6% Mortgage Rates in 2025?
We’ve got about 30 days left in the year before we ring in 2026. In my 2025 mortgage rate predictions post, I called for a… Read More »Is There Still Time for Sub-6% Mortgage Rates in 2025?
Redfin’s 2026 Mortgage Rate Prediction Just Dropped
Welp, it’s that time of year again when the pundits release their predictions for the year ahead. First up is Redfin, which provides tons of… Read More »Redfin’s 2026 Mortgage Rate Prediction Just Dropped
The September Jobs Report Just Got Even More Important for Mortgage Rates
The monthly jobs report from the Bureau of Labor Statistics (BLS) is largely seen as the biggest potential mover of mortgage rates. It gives us… Read More »The September Jobs Report Just Got Even More Important for Mortgage Rates
Finally a Big Week for Mortgage Rates Thanks to Delayed Jobs Report
I feel like I haven’t written a word about mortgage rates since the government shutdown began. Part of that is because once the government closed… Read More »Finally a Big Week for Mortgage Rates Thanks to Delayed Jobs Report
A Small Rate Buydown Makes the 30-Year Fixed Cheaper Than a 50-Year Mortgage
There’s been a lot of buzz about a possible 50-year mortgage after President Trump teased it over the weekend on his Truth Social platform. Of… Read More »A Small Rate Buydown Makes the 30-Year Fixed Cheaper Than a 50-Year Mortgage
Trump’s 50-Year Mortgage Is Admission He Can’t Deliver 3% Mortgage Rates
If you recall during the campaigning leading up to the 2024 election, Donald Trump promised to return mortgage rates to 3%, or even lower. To… Read More »Trump’s 50-Year Mortgage Is Admission He Can’t Deliver 3% Mortgage Rates
D.R. Horton Offering 0.99% Mortgage Rate to Lure New Home Buyers
Welp, it has arrived. The sub-1% mortgage rate is here. It’s part of a new promotion from the nation’s top home builder, D.R. Horton. The… Read More »D.R. Horton Offering 0.99% Mortgage Rate to Lure New Home Buyers
Why Mortgage Rates Went Up This Time
Well, it happened again. The Fed cut rates and mortgage rates surged higher. Not the first time and surely won’t be the last. I warned… Read More »Why Mortgage Rates Went Up This Time