Not surprisingly, the American Dialect Society voted “subprime” the word of the year for 2007. At a voting session in Chicago on January 4, the… Read More »Subprime Voted Word of the Year for 2007

So you’ve probably heard all about the mortgage rate resets that will occur over the next decade, but now you can see them in colorful… Read More »Interest Rate Reset Chart

If you’ve ever watched “pro” wrestling, you’ve undoubtedly heard of Ric Flair, the undisputed king of flair, and an all time great in the eyes… Read More »Ex Pro Wrestler Enters Mortgage Business

Dancing aliens rejoice. The ads are back. Apparently dreams do come true sometimes. A few weeks ago, a blogger from the New York Times had… Read More »Lowermybills Dancing Alien Ads Are Back!

If you scan through mortgage programs and lender rate sheets you may have come across mortgage lingo such as “pay rate” or “teaser rate”. Though… Read More »Pay Rate vs. Teaser Rate

I did a recent interview regarding predatory lending. I thought I’d share it here to offer a better insight as to what predatory lending is,… Read More »Predatory Lending Q & A