One of the biggest stories of the past few years has been mortgage rates. Everyone has been obsessed with mortgage rates, having seen them rise… Read More »How Mortgage Rates Have Changed Heading Into 2026
About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025. It didn’t quite get there,… Read More »Three Ways to Get 5% Mortgage Rates in 2026
In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a… Read More »MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
I already compiled and posted my annual list of 2026 mortgage rate predictions. But one more mortgage rate prediction just dropped, and it’s a doozy.… Read More »Trump Says Mortgage Rates Will Be a Lot Lower in Early 2026
Just when you thought all the mortgage M&A was done for the year, one last one snuck in. Well, there are actually two more weeks… Read More »UWM to Acquire Two Harbors to Beef Up Its Loan Servicing Game
One of the biggest potential movers for mortgage rates is the monthly jobs report. However, the one released today was a little weird because it… Read More »Mortgage Rates See Little Improvement Despite Highest Unemployment Since 2021
Hard to believe it’s that time of the year again, but here we are in mid-December. Who’s ready for the 2026 mortgage rate predictions? Ready… Read More »2026 Mortgage Rate Predictions: Flat is the Word of the Year
The Department of Housing and Urban Development (HUD) released the new FHA loan limits for calendar year 2026 today. As you probably expected, they have… Read More »2026 FHA Loan Limits Climb to $541,287
It’s been a weird few weeks for mortgage rates. The 30-year fixed rose about a quarter-percent going into the Fed’s latest cut, driven by hawkish… Read More »A Path to 5% Mortgage Rates Opens Up Again
A reader just told me that he was able to get a client approved for a refinance with a sub-500 FICO score. And this is… Read More »A Mortgage Refinance with a Sub-500 FICO Score Got Approved Thanks to the New No Minimum Credit Score Requirement
