Mortgage Rates Ease After Trump Backs Off Greenland Tariffs
Welp, the same movie we saw last year is back in theatres for 2026! And mortgage rates are going to be on a wild ride… Read More »Mortgage Rates Ease After Trump Backs Off Greenland Tariffs
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
What’s Up with the Mortgage Rates That End in Weird Numbers?
If you’ve ever compared mortgage rates, you may have come across some strange numbers along the way. Or perhaps some really specific numbers with multiple… Read More »What’s Up with the Mortgage Rates That End in Weird Numbers?
Mortgage Rates Snap Back to Levels Seen Before MBS Purchase Program
Well that didn’t take long… We’re only 20 days into the New Year and mortgage rates have already completed a nice little round trip. Less… Read More »Mortgage Rates Snap Back to Levels Seen Before MBS Purchase Program
Mortgage Rates Remain Near Three-Lows Despite Being Back in the 6s
At last glance, the 30-year fixed was back in the 6% range, rising from a brief spell in the 5s after news broke that Fannie… Read More »Mortgage Rates Remain Near Three-Lows Despite Being Back in the 6s
Mortgage Rate Lock-In Is Still Alive and Well Despite Some Improvement
By now you’ve likely heard of mortgage rate lock-in. It’s the theory that homeowners won’t move if they have mortgage rates well below prevailing market… Read More »Mortgage Rate Lock-In Is Still Alive and Well Despite Some Improvement
The Main Reason Mortgage Rates Are So Much Lower Than They Were a Year Ago
One of the key ways to track mortgage rates is to look at the 10-year bond yield. It acts as a bellwether for 30-year fixed… Read More »The Main Reason Mortgage Rates Are So Much Lower Than They Were a Year Ago
Mortgage Rates Drop Into the 5s After Trump’s Order to Buy MBS
I wanted to wait until today to weigh in on the new plan for Fannie Mae and Freddie Mac to purchase MBS to see where… Read More »Mortgage Rates Drop Into the 5s After Trump’s Order to Buy MBS
Decision to Buy Down Mortgage Comes Down to Future Mortgage Rates
Lately, a lot of mortgage rate quotes have required points to be paid. Known as discount points, they are a form of prepaid interest due… Read More »Decision to Buy Down Mortgage Comes Down to Future Mortgage Rates
Weak ADP Jobs Report Sends Mortgage Rates Even Closer to the 5s
Mortgage rates were already at 15-months as we entered 2026, and now they’re moving even lower. The catalyst today was another weak jobs report, this… Read More »Weak ADP Jobs Report Sends Mortgage Rates Even Closer to the 5s
Mortgage Rates Are Now Being Advertised Well Below the National Average
It’s no secret that mortgage rates are complicated. There is no one-size-fits-all price. The rate you’re quoted will depend on both your risk profile and the… Read More »Mortgage Rates Are Now Being Advertised Well Below the National Average