HELOC Rates Expected to Continue Falling in 2025
Let’s talk about HELOC rates. If you’ve had a home equity line of credit (HELOC) for a while, you likely saw your interest rate rise… Read More »HELOC Rates Expected to Continue Falling in 2025
Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates. And even more than that…quite possibly the most important aspect of the home loan process.
After all, they stay with you for a long, long time. The rate you get today could be yours for the next 30 years.
In other words, shop wisely so you get a lower one! And don’t worry, I’ve got you covered with lots of actionable tips and tricks to accomplish that.
Start off by reading my primer on how mortgage rates are determined.
Then check out some of my popular mortgage rate posts, such as how to track mortgage rates. And do mortgage rates change daily.
Before long, you’ll be an expert yourself! That could eventually help you negotiate your mortgage rate once it’s showtime!
Mortgage Rates Get Boost from Bessent and Soft Economic Data
As I’ve said before when talking about mortgage, what a difference a week makes. Or even a couple days. If you’re new to mortgage rates,… Read More »Mortgage Rates Get Boost from Bessent and Soft Economic Data
10 Simple Ways You Can Save Money on Your Next Mortgage
You’ve heard the news – mortgage rates jumped from close to 6% back in September to over 7% in less than a few months, before… Read More »10 Simple Ways You Can Save Money on Your Next Mortgage
Mortgage Rates Are Back at 2001 Levels
The popular 30-year fixed averaged 6.91% to begin 2025, per the latest Freddie Mac data. This means mortgage rates are now on par with 2001… Read More »Mortgage Rates Are Back at 2001 Levels
We Are Entering 2025 with Mortgage Rates on the Rise
What a difference a year makes. Toward the end of 2023, mortgage rates fell nearly 150 basis points to ring in the New Year. Meanwhile,… Read More »We Are Entering 2025 with Mortgage Rates on the Rise
Mortgage Rates Increased About a Quarter Percent This Week. What Does That Actually Mean?
If you’ve scanned the headlines lately, you probably saw that mortgage rates went up yet again. And they did so despite another Fed rate cut,… Read More »Mortgage Rates Increased About a Quarter Percent This Week. What Does That Actually Mean?
The Reason Mortgage Rates Jumped After the Fed Rate Cut
Well, it happened again. The Federal Reserve announced another rate cut and mortgage rates surged higher. In fact, the 30-year fixed now starts with a… Read More »The Reason Mortgage Rates Jumped After the Fed Rate Cut
2025 Mortgage Rate Predictions: Where Do They Go From Here?
It’s that time of the year when I look at what the next year might have in store for mortgage rates. It’s never easy to… Read More »2025 Mortgage Rate Predictions: Where Do They Go From Here?
Are We Still in a Falling Mortgage Rate Environment?
It’s been a wild ride for mortgage rates this year. The 30-year fixed began 2024 at around 6.625% and is currently not far from those… Read More »Are We Still in a Falling Mortgage Rate Environment?
Winter Is Coming for Mortgage Rates. Why That Might Be a Good Thing
Mortgage rates have been on a wild ride the past few years. In fact, it was still possible to obtain a 3% 30-year fixed mortgage… Read More »Winter Is Coming for Mortgage Rates. Why That Might Be a Good Thing