Mortgage Tips

This was the first category I created when this website was created in 2006.

And it’s really why I launched the site to begin with. To educate prospective home buyers and existing homeowners.

Simple guides and practical mortgage tips can help you better understand and prepare for the home loan process.

Same goes for answering mortgage questions and brushing up on the latest mortgage lingo.

Sometimes home buyers focus exclusively on the real estate piece while ignoring the home loan part.

This can result in some bad decisions when it comes to getting a mortgage. Or simply overpaying because of missteps (or a lack of shopping around!).

Learn how to get a mortgage, refinance an existing loan, and discover the many different loans programs available today.

You’re not financing a TV, or a car for that matter. It’s a big purchase and it deserves a lot more time and attention.

Arm yourself with knowledge early on and you’ll likely enjoy a better outcome.

10 Predictions for Mortgage and Housing in 2014

Well, 2013 has officially come to a close, and 2014 is well underway. For a moment there, it seemed as if each holiday was followed… Read More »10 Predictions for Mortgage and Housing in 2014

One of the greatest fears adjustable-rate mortgage (ARM) holders have is the risk their interest rate may increase. After all, ARMs come with initial teaser… Read More »Beware: Your Adjustable-Rate Mortgage May Reset Lower

This morning, Zillow, the company behind the love it or hate it Zestimate, released a new study that analyzed the impact credit scores have on… Read More »Zillow: Credit Score Single Most Important Factor for Mortgage Rates

Getting a mortgage is never a sure thing, even if you’re the richest individual in the world. And even if you have a perfect 850… Read More »Why Mortgages Are Declined: 50 Reasons You Might Be Denied a Home Loan

The National Association of Realtors released its 2013 National Housing Pulse Survey recently, and they’ve been sharing bits and pieces for free on their blog.… Read More »Check Out the Five Biggest Sacrifices People Made In Order to Buy a Home

In a bid to increase its listing business, Redfin has launched a new tool called the “Price Whisperer,” which aims to find out the value… Read More »Redfin’s Price Whisperer Determines What Local Buyers Are Willing to Pay Before You List Your Home

There are countless programs out there aimed at paying down the mortgage as quickly as possible, but they often highlight the interest savings without properly… Read More »A Perfect Example of Why Throwing All Your Money at the Mortgage Can Come Back to Bite You

As competition heats up, banks and lenders will likely ramp up efforts to get their hands on your mortgage, using all types of pitches and… Read More »Don’t Choose a Mortgage Lender for Their Sales Gimmick

While your neighbor’s home loan may be none of your business, how they choose to finance their property can affect your home’s value. A new… Read More »Why You Should Care About Your Neighbor’s Mortgage

Over the past couple weeks, mortgage rates have risen roughly 1% across the board. If you look at Wells Fargo’s mortgage rates, which I highlighted… Read More »Watch Out for the Adjustable-Rate Mortgage Pitch