Also check out my credit help blog at: The Truth About Credit Cards.com!

Lender Rates

Below is a list of mortgage lender rates on the top products from the top banks and lenders.

You will also see a list of loan programs which are updated daily,ranging from a 1 year adjustable-rate mortgage to a 30 year fixed product. Notice that some programs carry interest-only options, and others do not. Interest-only plays a role in pricing, often raising the interest rate by an eighth to a quarter percent.

I have also included a link to the composite bond market which essentially drives interest rates.

These lender rates are a good indication of what rate you may receive from a bank or lender, but rates can vary greatly according to your loan scenario and credit profile. The rates below are also assumed to be at par rate, before any adjustments.

Composite Bond Rates

Indymac Mortgage Rates

Wachovia Mortgage Rates

Washington Mutual Rates

Wells Fargo Rates

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