All posts by Colin Robertson

Castle & Cooke Mortgage Review: Are They the Key to Your Castle?

Castle & Cooke Mortgage Review: Are They the Key to Your Castle?
November 23, 2020 No Comments »

Today we’ll take a close look at “Castle & Cooke Mortgage,” an independent mortgage lender with a sizable presence in the Southwestern United States. They’re a retail, direct-to-consumer lender that has been around for about 15 years, yet they still ... Read More »

It’s Taking a Really Long Time to Get a Mortgage Right Now

It’s Taking a Really Long Time to Get a Mortgage Right Now
November 23, 2020 No Comments »

Similar to the increased waiting times to get a COVID-19 test these days, it’s taking an extended amount of time to get a mortgage to the finish line. The reason is simply unprecedented demand, just like those COVID-19 tests. The ... Read More »

Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance

Don’t Let Your Current Lender Talk You Out of a Mortgage Refinance
November 20, 2020 No Comments »

What I’ve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to refinance their mortgage. For example, when a homeowner goes to inquire about the “awesome low rates,” their first instinct may ... Read More »

VIP Mortgage Review: A Top-10 Arizona Mortgage Lender

VIP Mortgage Review: A Top-10 Arizona Mortgage Lender
November 18, 2020 No Comments »

If you live in State 48, there’s a pretty good chance you’ve heard of “VIP Mortgage,” either because you’ve been a customer or you’ve seen one of their ads. Regardless, they are a major mortgage force in Arizona, having closed ... Read More »

First Mortgage Direct Review: An Online Mortgage Lender That Appears to Offer Low Rates

First Mortgage Direct Review: An Online Mortgage Lender That Appears to Offer Low Rates
November 18, 2020 No Comments »

If you’ve been shopping mortgage rates online lately, perhaps via the Zillow marketplace, you may have stumbled upon “First Mortgage Direct.” The online mortgage lender appears to advertise quite a bit on Zillow, so I thought we’d take a deeper ... Read More »

USA Mortgage Review: #1 Mortgage Lender in Missouri?

USA Mortgage Review: #1 Mortgage Lender in Missouri?
November 17, 2020 No Comments »

If you live in the USA and need a mortgage, perhaps you’ve thought about applying at “USA Mortgage.” Makes sense, right? It just so happens that USA Mortgage is located right smack in the middle of our fine country, in ... Read More »

Why Are Mortgage Rates Different?

Why Are Mortgage Rates Different?
November 17, 2020 No Comments »

Mortgage rate Q&A: “Why are mortgage rates different?” Why is the sky blue? Why are clouds white? Why won’t your neighbor trim their tree branches? These are all good questions, and ones that often puzzle even the most savvy of ... Read More »

National Association of Realtors Says Home Prices Are Rising Too Fast

National Association of Realtors Says Home Prices Are Rising Too Fast
November 16, 2020 No Comments »

It’s good to be a homeowner these days. After all, home prices are rising at an incredible pace, and have been for nearly a decade now since bottoming out. On top of that, many of today’s homeowners hold fixed-rate mortgages ... Read More »

CFBank Mortgage Review: A Boutique Bank That Offers Mortgages in all 50 States

CFBank Mortgage Review: A Boutique Bank That Offers Mortgages in all 50 States
November 16, 2020 No Comments »

You may have considered a large commercial bank for your home loan needs, but what about a boutique commercial bank? That’s how CFBank describes itself, a Columbus, Ohio-based retail mortgage lender that recently converted from a savings and loan (S&L) ... Read More »