All posts by Colin Robertson

Quicken Loans CEO Doesn’t See the 30-Year Fixed Falling Below 3%

Quicken Loans CEO Doesn’t See the 30-Year Fixed Falling Below 3%
March 6, 2020 No Comments »

Call him a party pooper, but the CEO of top retail mortgage lender Quicken Loans doesn’t expect mortgage rates to decline any further from their new all-time lows. If anything, Jay Farner believes they will rise over the next few ... Read More »

Gateway Mortgage Review: They’ve Got Tons of Loan Programs!

Gateway Mortgage Review: They’ve Got Tons of Loan Programs!
March 5, 2020 No Comments »

Gateway Mortgage Group was founded back in the year 2000 by J. Kevin Stitt, who claims he only had $1,000, a computer, and lofty dreams. He now serves as the 28th Governor of Oklahoma, in office since January 2019. Today, ... Read More »

Two Reasons Not to Refinance Your Mortgage Right Now

Two Reasons Not to Refinance Your Mortgage Right Now
March 5, 2020 No Comments »

Yes, all the news headlines are screaming, “Refinance NOW!” The term “mortgage rates” is trending hard. And all my friends are texting me asking if they should refinance their mortgages. Ugh. This is getting silly. Sure, mortgage rates are now ... Read More »

Envoy Mortgage Review: Check Out Their New Digital Mortgage Solution EnGen

Envoy Mortgage Review: Check Out Their New Digital Mortgage Solution EnGen
March 4, 2020 No Comments »

Today we’ll review Texas-based retail mortgage lender Envoy Mortgage, which is a Fannie Mae, Freddie Mac, and Ginnie Mae approved seller/servicer that is licensed in 48 states. About Envoy Mortgage Founded in 1997 as First Houston Mortgage, became Envoy in ... Read More »

Mortgage Rates vs. Fed Announcements

Mortgage Rates vs. Fed Announcements
March 3, 2020 No Comments »

File this one under “no correlation,” despite a flood of news articles claiming the Fed’s rate cut directly impacts mortgage rates. Today, the Fed cut the federal funds rate by half a percentage point to a range of 1-1.25% due ... Read More »

Churchill Mortgage Review: Dave Ramsey’s Pick

Churchill Mortgage Review: Dave Ramsey’s Pick
March 3, 2020 No Comments »

If you’ve heard of Dave Ramsey, you might have come across Churchill Mortgage, which happens to be his mortgage lender of choice. Why? Because like Dave, they believe that the real American Dream is debt-free homeownership, not a massive mortgage ... Read More »

AmeriHome Mortgage Review: A Lender with a Countrywide Mortgage Pedigree

AmeriHome Mortgage Review: A Lender with a Countrywide Mortgage Pedigree
March 2, 2020 No Comments »

Today we’ll take a hard look at AmeriHome Mortgage Company, LLC, which is a direct mortgage lender based out of Southern California. Their current company headquarters are in Thousand Oaks, CA, just north of Los Angeles. You might recognize the ... Read More »

Just How Popular Has iBuying Become?

Just How Popular Has iBuying Become?
March 2, 2020 No Comments »

In 2019, one out of every 100 homes were purchased by an iBuyer, short for instant buyer, per a new report from real estate brokerage Redfin. While it doesn’t sound like iBuying is catching on, consider the fact that the ... Read More »

Mortgage Rate vs. APR: What to Watch For

Mortgage Rate vs. APR: What to Watch For
February 27, 2020 No Comments »

It’s time for another mortgage match-up: “Mortgage rate vs. APR.” If you’re shopping for real estate or looking to refinance, and you’ve seen a certain mortgage rate advertised, you may have noticed a second, similar percentage adjacent to or below ... Read More »