All posts by Colin Robertson

Why You May Want to Switch Mortgage Companies

Why You May Want to Switch Mortgage Companies
March 11, 2021 No Comments »

Loyalty? Not in the mortgage business. That is, if you actually want to save money on your home loan. A few years back, an HSBC survey revealed that 52% of U.S. homeowners “switched providers” (sorry, they’re British) when obtaining subsequent ... Read More »

Lendova Mortgage Review: No Hidden Fees and Lower Rates?

Lendova Mortgage Review: No Hidden Fees and Lower Rates?
March 11, 2021 No Comments »

Today we’ll review yet another online mortgage lender called “Lendova” that says it can provide lower rates with no hidden fees and all the latest technology. Those are probably the top three things borrowers are looking for these days, which ... Read More »

Locking vs. Floating Your Mortgage Rate

Locking vs. Floating Your Mortgage Rate
March 10, 2021 No Comments »

To mortgage folk across the country, it’s an age-old question: “Lock or float?” It’s a question loan officers and mortgage brokers get asked on a daily basis, often over and over again by panicked borrowers and first-time home buyers. And ... Read More »

Loan Cabin Review: Aggressive Rates from a Modern Lender

Loan Cabin Review: Aggressive Rates from a Modern Lender
March 8, 2021 No Comments »

Today we’ll check out “Loan Cabin,” yet another online mortgage lender that has turned to technology to streamline the home loan process and lower costs for its customers. It’s seems to be a common theme these days, and if it ... Read More »

What Is the Loan-to-Value Ratio? (LTV)

What Is the Loan-to-Value Ratio? (LTV)
March 8, 2021 No Comments »

Let’s talk mortgage basics: “What is the loan-to-value ratio?” If you’re currently shopping for a home or already going through the mortgage loan process, chances are you’ve heard the phrase loan-to-value ratio get thrown around on more than one occasion. ... Read More »

Why Every Mortgage Lender Will Disappoint You

Why Every Mortgage Lender Will Disappoint You
March 4, 2021 No Comments »

People constantly ask me if a particular lender is good, bad, or should be avoided at all costs. They also ask who the best mortgage lender is, often citing some customer satisfaction survey or what not. Or whether they should ... Read More »

Summit Funding Review: Highly Rated ‘Home Loan Experts’

Summit Funding Review: Highly Rated ‘Home Loan Experts’
March 4, 2021 No Comments »

It’s time for another mortgage review, this time we’ll take hard look at Summit Funding Inc., which bills itself as “The Home Loan Experts.” There might be some truth to that because the direct lender has been around since 1995, ... Read More »

18 Reasons to Refinance Your Mortgage

18 Reasons to Refinance Your Mortgage
March 3, 2021 No Comments »

There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured I’d compile a list of the many reasons I can think of to refinance. Some of the situations are complete ... Read More »

Renting vs. Buying a Home: 55 Pros and Cons

Renting vs. Buying a Home: 55 Pros and Cons
March 2, 2021 1 Comment »

It’s time for yet another mortgage match-up, so without further ado, here’s a biggie: “Renting vs. buying a home.” Or a townhouse for that matter… This is certainly an intimidating question, and one that’s difficult to sum up in one ... Read More »