Mortgage Rates
Everything you’ve ever wanted to know about mortgage rates.Why Are Mortgage Rates Different?
Mortgage rate Q&A: “Why are mortgage rates different?” Why is the sky blue? Why are clouds white? Why won’t your neighbor trim their tree branches? These are all good questions, and ones that often puzzle even the most savvy human ... Read More »
Non-QRM Mortgage Rates May Be One Point Higher
In case you haven’t heard, Congress has been hard at work setting new standards for mortgages so we don’t see another housing crisis any time soon. Specifically, they’re working on a so-called Qualified Residential Mortgage, which would be exempt from ... Read More »
Mortgage Rates Expected to Stay Below Five Percent Through Early 2012
Here’s some good news if you’re looking to buy or refinance in the near future. Mortgage rates, specifically 30-year fixed mortgage rates, are expected to stay below five percent through to next year, according to mortgage financier Fannie Mae. The ... Read More »
Are Mortgage Rates Higher for Condos?
Mortgage Q&A: “Are mortgage rates higher for condos?” If you’re in the market for a new condo (as opposed to a house), you’re probably looking to save some money on your mortgage payment each month. But condos typically come with ... Read More »
Are Mortgage Rates Negotiable?
Mortgage Q&A: “Are mortgage rates negotiable?” In short, mortgage rates are indeed negotiable, like many other costs involved in obtaining a mortgage, such as the loan origination fee. However, like anything else you shop for, you may be told that ... Read More »
What Mortgage Rate Can I Expect?
Mortgage Q&A: “What mortgage rate can I expect?” The thing with mortgage rates is that they can vary greatly depending on a number of market forces and borrower-specific factors. That’s why it’s impossible to just throw a random interest rate ... Read More »
How to Find the Best Mortgage Rates
There are a number of ways to find the best mortgage rates, but all require a little bit of work on your behalf. The key to all the methods is shopping around, since you can’t really determine if a mortgage ... Read More »
How to Get a Wholesale Mortgage Rate
Mortgage Q&A: “How to get a wholesale mortgage rate?” Wholesale mortgage rates are typically considerably cheaper than their retail counterparts. But to get your hands on one, you need to shop for your home loan with a mortgage broker, who ... Read More »
Mortgage Rates vs. Stock Market
Mortgage match-ups: “Mortgage rates vs. stock market.” With all the recent stock market volatility, you may be wondering what effect such events have on mortgage rates. Well, put simply, when economic fears rise, as they did last week, investors flee ... Read More »
Do Mortgage Rates Change Daily?
It’s that time again, mortgage Q&A! The latest question: “Do mortgage rates change daily?” Mortgage rates are hot news right now, what with them hovering around all-time lows. And it seems everyone is interested to see if they can save ... Read More »
